Money & Deals

7 Legit Ways to Earn a $100 Gift Card in 2026

Updated today · 5 min read

Want more deal roundups like this?

See This Week's Best Deals

Free money sounds too good to be true — and most "click here to claim your $100 gift card" ads are exactly that. But there are real, low-effort ways people actually stack up gift card balances over time. Here's what genuinely works.

1. Reward and survey apps

Apps like Swagbucks, InboxDollars, and MyPoints pay points for surveys, watching videos, or browsing. It's slow — usually a few dollars a week — but the points are redeemable for real gift cards.

2. Cashback shopping

Browser extensions like Rakuten or Honey give a percentage of purchases back as cash or gift cards on things you were already going to buy.

3. Bank and card sign-up bonuses

Some banks and credit cards offer $50–$200 bonuses for opening an account and meeting a simple spending or deposit requirement — often the fastest legitimate payout on this list.

4. Receipt-scanning apps

Apps like Fetch Rewards give points for scanning everyday grocery receipts, which add up to gift cards over a few weeks.

5. Referral programs

Many apps and services pay both sides of a referral in gift cards or credit — worth checking if friends already use a service you'd refer.

6. Selling unused stuff for store credit

Trade-in programs (old phones, games, books) often pay out faster and higher in store gift cards than cash.

7. Company and brand promotions

Retailers occasionally run real promotions — spend $X, get a $Y gift card. These show up directly on the retailer's own site, not on random landing pages.

Reality check: No legitimate company gives away $100 gift cards just for clicking a link or "claiming now." If a page uses a countdown timer, a fake claim button, or brand logos without a real partnership, it's not a real offer — treat it as a scam.